How to Have More Honest Tax Conversations with Clients Using Visual Tools
When clients sit down to talk about money, one of the most common disconnects is between what they think they ...
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Why Borrowing Against Your Policy Beats Paying Cash — A Side-by-Side Comparison
If you’ve ever wondered whether it’s better to pay for major expenses with cash or through a policy loan from ...
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The Napkin Strategy: How to Talk About Financial Efficiency in 45 Seconds
Imagine you’re at a networking event or a casual coffee meeting and someone asks: “So, what do you do?” If ...
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Pre-Tax vs. Tax-Free: Which Is Better?
One of the most common questions in retirement planning is: Should I contribute to a traditional (pre-tax) IRA or a ...
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The One Question Every Financial Professional Should Be Asking
What if the way you think about money—your mortgage, your qualified plan, or even how you save—is based on something ...
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Explaining the Personal Economic Model® to Prospective Clients
Inside the Circle of Wealth® system is an invaluable tool for demonstrating a prospect’s current financial situation and planning for ...
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Understanding Policy Loans 101
Curious about how policy loans really work? This quick three-minute discussion could provide valuable insights for you, your clients, and ...
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Be unique with the Personal Economic Model
One thing that makes the Circle of Wealth® unique is the Personal Economic Model® (PEM for short). By using the ...
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