💡 Credit Cards, Emergency Funds, and a Common Financial Misstep
It’s a situation we see often—and it sounds responsible on the surface:
“I keep a separate emergency fund, just in case. But I also use my credit cards and pay them off over time.”
Here’s the problem: If you’re carrying a credit card balance while holding onto cash in an emergency fund, you may be paying far more in interest than you’re earning in your savings account.
This financial habit feels “smart” because it’s familiar. But it’s kind of like trying to lose weight while drinking Diet Coke and eating jelly donuts. It just doesn’t work.
Instead of helping you build wealth, this strategy quietly erodes your financial progress—month after month.
In this short video, we explain why this common setup backfires, and how a simple shift in mindset (and money flow) can make a big difference:
👇 Watch the video below:
“Diet Coke & Jelly Donuts: The Credit Card vs. Emergency Fund Myth”
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