Terry O’Brien has been an independent Financial Advisor since the mid 90’s.  He graduated with a Bachelor’s Degree in Marketing from Michigan State University.  He is also a licensed mortgage broker in the State of Florida.

Terry has been a student of MoneyTrax for the past five years.  He is a seasoned Study Group Instructor and a Master Mentor (read Terry's students testimonies below).  He has attended four Basic Training Schools, graduated from the Mentor Program and attended five COW Colleges.  Terry has purchased all of the MoneyTrax resources.

Prior to Terry’s introduction to MoneyTrax, his financial planning business floundered.  Terry’s approach and presentation before MoneyTrax was different with each client and the planning business was product centered. 

Terry was searching for a systematic, logical, easy to understand track to run-on for presenting financial concepts and information to clients in a simple and verifiable manner.  MoneyTrax gave him the tools and opportunity to change his focus.  He now works with clients on developing strategies and the products he sells help implement these strategies.

Terry believes that the ability to apply knowledge and information are far more important that just having the information and knowledge. MoneyTrax gives you the ability to apply knowledge and information that is systematic, logical, and easy to understand.

Terry is looking forward to teaching his next MoneyTrax On-line Study Group.  He believes that the difference between the teacher and student is only a couple of lessons.

 Testimonies from Terry's study group students:

"I just want to let you know that we just wrapped up Study Group #5 and I have to say that I derived a tremendous amount of benefits from the session. The group dynamics were super and Terry did a fantastic job as the instructor. I will probably take another Group Session in the future."
- D. Burnell, Lynnwood, WA

"All of us who signed up to take Terry’s Study Group 14 class are getting an absolutely fabulous review/education and sharpening of our skills. At all levels and in every class session! Terry’s phraseology, insights, “connecting the dots”, and willingness to share his own materials he’s compiled is priceless (as the saying goes!)."
- W. Merriken, Moorestown, NJ

"Yesterday’s class was just outstanding.  I’ve learned more from you than at any other time since entering this business.
"J. Cody, Ashland City, TN

"Today was our last Study Group session with Terry O'Brien.  I wanted to let you know how valuable this course was to me and what a great job Terry did.  Not only did he make himself available during our course, both by email and phone, but also today Terry said that if we have any questions to feel free to call him even after our course has ended. "
- J. Grazoli, Palm City, FL

"Terry, you did a super excellent job!!!  You are a natural teacher. Your PowerPoint should be incorporated into the program.  How fortunate I am in being able to work with you!!!!"
- L. Pritchard, Okeechobee, FL

"1. You are timely, professional, knowledgeable.
2. The Stump the Stars is a great way to remind folks of what was covered in the current session and give them (us) a chance to prove to ourselves that we understand what was discussed in the session.
3. Realizing that we each are trying to do our job while going to "school", you recognize that we may each be a little tardy in attendance, may not be in a position to answer each question we are asked, but you treat us in a professional manner. Not like an old school marm.
4. The materials that YOU provide as more valuable to me in my practice than the syllabus in the MOU viewer.  I have printed out everything you have sent out and have already implemented them into my presentations.  I find this to be the best part of the sessions."
A. Barash, Houston, TX

"Your wonderful sessions are the only place in the world where I can get help on COW. There are many places to have theoretical discussions on other subjects. You are such a nice guy."
- E. Radosh, Weston, FL